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About Us

Everyone in Aotearoa deserves to understand money.

Financial education shouldn't depend on which school you go to or which teacher you have. It should be free, accessible, and genuinely good. That's why these lessons exist.

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The Foundation

Why we exist?

Why financial education matters

Most tamariki leave school without the money skills they need. Research from Te Ara Ahunga Ora Retirement Commission shows young New Zealanders consistently rate financial literacy as one of the most important skills they wish they'd been taught, yet it's still one of the least taught. These free, ready-to-use lessons make it easy to change that, with content aligned to every phase of the curriculum.

NZ Kids makes it easy for kaiako to teach it, with free, ready-to-use resources aligned to every phase of the curriculum.

The gap we're trying to close

New Zealand's curriculum, Te Mātaiaho, now explicitly includes financial education from Year 1 to Year 13. That's a big step forward. But knowing it should be taught and actually having good resources to teach it are two different things. Many kaiako are keen to teach financial literacy but don't have time to build lessons from scratch, and much of the best material is locked behind paywalls, pitched at older students, or not properly aligned to the New Zealand curriculum. These lessons were built to close that gap with free, curriculum-aligned, and ready-to-use content.

Our Mission

To make financial education free, accessible and curriculum-aligned for every student in Aotearoa.

Plain-English first

No hype, no jargon. Each lesson explains the why before the how, in language built for the classroom from age five up.

Curriculum-aligned

Mapped to the New Zealand Curriculum and Te Mātaiaho, with senior lessons pointing toward NCEA.

Always free for schools

No paywalls, no catch. New lessons added every term.

Made in Aotearoa

NZD, KiwiSaver, GST and real NZ context throughout, woven in naturally.

Learning by Year Level

Years 1–3
Foundations
Recognising coins and notes, the value of money, and needs vs wants. Laying the foundation for money confidence.
Years 4–6
Everyday money
Decimal money, working out totals and change, percentages, and making practical spending decisions.
Years 7–8
How money moves
Transactions, discounts, the basics of budgeting, and understanding where money comes from and goes.
Years 9–10
Real-world maths
Percentage mark-ups, GST, simple interest, payslips and employment, and an introduction to KiwiSaver.
Years 11–13
Planning ahead
KiwiSaver, insurance, investing and longer-term financial capability for life after school.

Crypto Resources for Seniors

Years 9–13
For senior students, a short set of lessons introduces crypto and digital money. Converting NZD to Bitcoin, understanding volatility and percentage change, and weighing the risks against safer options like savings and KiwiSaver. It's a small, optional strand: the core focus stays firmly on everyday money and financial literacy.

Start Learning Finance and Crypto the Right Way

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Keep up with modern finance with our in-depth courses for all levels Visit NZBlockchain

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